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Compare Loans
  • Loans
    • Personal loans
    • Debt consolidation
    • Car finance
    • Boat loans
    • Business loans
    • Loans with a poor credit history
  • Home loans
    • Home loans
    • First home loans
    • Refinancing
    • Mortgage brokers
    • Mortgage brokers in Auckland
  • Calculators
    • Every loan calculator
    • Mortgage calculator
    • Car loan calculator
    • Personal loan calculator
    • First home loan calculator
    • Business loan calculator
    • Interest-only calculator
    • How much can I borrow?
    • Extra repayments
    • Refinance calculator
    • Debt consolidation calculator
    • Factor rate calculator
Compare Loans

Loans

  • Personal loans
  • Debt consolidation
  • Car finance
  • Boat loans
  • Business loans
  • Loans with a poor credit history

Home loans

  • Home loans
  • First home loans
  • Refinancing
  • Mortgage brokers
  • Mortgage brokers in Auckland

Calculators

  • Every loan calculator
  • Mortgage calculator
  • Car loan calculator
  • Personal loan calculator
  • First home loan calculator
  • Business loan calculator
  • Interest-only calculator
  • How much can I borrow?
  • Extra repayments
  • Refinance calculator
  • Debt consolidation calculator
  • Factor rate calculator

Legal

  • How Compare Loans makes money
  • Legal

About Compare Loans

What Compare Loans can do for you, and what it leaves to a licensed broker or the lender.

Last updated 21 Oct 2026

What is Compare Loans?

Compare Loans is a New Zealand loan comparison and referral website. It compares advertised rates and fees from a selection of New Zealand lenders, so you can see what a loan costs each week and in total.

When you ask, Compare Loans passes your contact details to a licensed broker, who can talk through your options with you.

What can you use it for?

  • General information about personal loans, debt consolidation, car finance, home loans, business loans, boat loans and refinancing.
  • Rate tables with the date each figure was checked.
  • A loan calculator that works out repayments and the total you pay back.
  • An enquiry form that passes your details to a licensed broker.

What does Compare Loans not do?

Compare Loans does not lend money, and it does not give financial advice. A licensed broker gives the advice, and the lender decides on the loan.

  • It does not arrange, approve or decline loans.
  • It does not fill in or send loan applications.
  • It does not compare every lender in New Zealand.

How is Compare Loans paid?

Compare Loans refers you to a licensed broker and is paid a referral fee by the broker. Using Compare Loans costs you nothing.

How Compare Loans makes money explains who the brokers are and how the fee works.

Who owns Compare Loans?

Compare Loans is run from New Zealand. You can reach the team at hello@compareloans.co.nz.

See what your loan would cost

Choose what the money is for and how much you need. Compare Loans shows the weekly repayment and the total you would pay back.

See what my loan would cost

Loans

  • Personal loans
  • Debt consolidation
  • Car finance
  • Boat loans
  • Business loans
  • Loans with a poor credit history

Home loans

  • Home loans
  • First home loans
  • Refinancing
  • Mortgage brokers
  • Mortgage brokers in Auckland

Calculators

  • Every loan calculator
  • Mortgage calculator
  • Car loan calculator
  • Personal loan calculator
  • How much can I borrow?
  • Extra repayments
  • Refinance calculator

Legal

  • How Compare Loans makes money
  • Disclaimer
  • Privacy
  • Terms of use
  • Complaints and contact

About this site

Compare Loans does not lend money and does not give financial advice. Compare Loans refers borrowers to licensed brokers. Compare Loans is paid a referral fee by the brokers it refers borrowers to. Every rate on this site carries the date it was checked and can change without notice.

Free, confidential help with money: MoneyTalks, 0800 345 123.

Photographs of people on this site are generated illustrations of everyday New Zealand scenes, not customers.

Compare Loans

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